Vehicle & Recreational

What We Cover

Luxury Vehicle insurance

Luxury & Exotic Autos

Agreed-value coverage (no depreciation surprises)
OEM parts guarantee
Roadside assistance and exotic vehicle towing
New vehicle acquisition coverage

Classic Car insurance

Collector & Classic Cars

Guaranteed value policies
Mileage-based discounts
Secure storage and transport options
Scheduled coverage for collections

Recreational Vehicle insurance

Recreational Vehicles (RVs)

Full-time and part-time usage options
Attached and detached equipment
Personal belongings and liability coverage

Boat Insurance
Watercraft insurance

Boats & Watercraft

Comprehensive hull and liability protection
Towing, wreck removal, and fuel spill liability
Protection for trailers, equipment, and electronics
Yacht and large vessel coverage

Snowmobile Insurance
ATV insurance
4-wheeler insurance

All-Terrain Vehicles (ATVs), UTVs & Snowmobiles

On and off-trail coverage
Multi-vehicle bundling options
Accessory and customization coverage

Why Choose Us

Asset-Conscious Valuation

We understand the true value of your assets and ensure they're covered accordingly — not as depreciated commodities.

Custom Structures

Bundle coverage across multiple homes, autos, and toys under a unified and strategic policy structure.

Discreet Claims Advocacy

When the unexpected happens, we represent you in claims processes with top-tier carriers.

Proactive Reviews

Regular reviews help update coverage as you add or modify vehicles, ensuring there are no surprises at claim time.