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  • Home
  • Why Aidan Sonnen
  • Our Process
  • Contact
  • Services
    • Real Estate
    • Personal Insurance Audit
    • Vehicle & Recreational
    • Commercial
  • Blog

Commercial Insurance

Strategic Coverage for High-Value Enterprises and Business Owners

Whether you own a family business, manage a portfolio of commercial real estate, or lead a specialty enterprise, we offer comprehensive commercial insurance solutions tailored to protect your business assets, operations, and long-term reputation.

We serve entrepreneurs, property owners, and private entities across Minnesota, Wisconsin, and North Dakota with a focus on loss prevention, risk transfer, and business continuity.

Who We Serve

Privately Held Companies & Professionals

Commercial Real Estate Investors & Landlords

Family Offices & Private Enterprises

High-Net-Worth Entrepreneurs & Holdings

Agricultural, Hospitality, and Service-Based Businesses

Protect Your Future Today

Property Insurance

Commercial Auto Insurance

General Liability

  • Building and contents protection
     
  • Equipment breakdown and business interruption
     
  • Flood, fire, wind, and specialty peril endorsements

General Liability

Commercial Auto Insurance

General Liability

  • Bodily injury and property damage
     
  • Products and completed operations
     
  • Premises liability for owned or leased locations

Commercial Auto Insurance

Commercial Auto Insurance

Professional & Management Liability

  • Fleet and executive vehicle protection
     
  • Driver screening and usage-based options
     
  • Coordination with personal auto and umbrella

Professional & Management Liability

Workers' Compensation & Employer Liability

Professional & Management Liability

  • Directors & Officers (D&O) coverage
     
  • Errors & Omissions (E&O) for advisory or technical services
     
  • Employment Practices Liability Insurance (EPLI)
     

Cyber Liability & Data Breach Protection

Workers' Compensation & Employer Liability

Workers' Compensation & Employer Liability

  • Response costs, business interruption, and extortion coverage
     
  • Recommended for firms storing client or employee data

Workers' Compensation & Employer Liability

Workers' Compensation & Employer Liability

Workers' Compensation & Employer Liability

  • State-compliant coverage
     
  • Tailored for office-based or light-risk employees

Why Choose Us?

Customized Risk Planning

Customized Risk Planning

Customized Risk Planning

Every commercial client receives a tailored coverage structure based on a full audit of business operations, cash flow, and potential liability exposure.
 

Proactive Reviews

Customized Risk Planning

Customized Risk Planning

As your business grows, our biannual reviews ensure your insurance evolves with it, whether you're adding locations, hiring new employees, or expanding services.
 

Top-Tier Carriers

Customized Risk Planning

Top-Tier Carriers

We work with elite commercial insurance carriers offering sophisticated policy options for complex and high-value risks.
 

Hands-Off Service

Customized Risk Planning

Top-Tier Carriers

From annual renewals to claims management, we handle the paperwork, communication, and follow-through — so you can focus on running your business.

Schedule Your Audit
  • Why Aidan Sonnen

Aidan Sonnen Team

aidan@aidan-sonnen.com/ (651) 414-1503

Serving MN, WI, ND: Edina, Fargo, Madison

Copyright © 2025 Aidan Sonnen - All Rights Reserved.

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